This cross-sectional study of 301 people with diabetes and/or hypertension in Western Kenya found the highest treatment burdens in medical expenses, monitoring health, exhaustion from self-management, diet, and exercise. Younger patients, those with no formal education, and those with low income reported higher burdens in specific domains, while health insurance was associated with lower (but still high) expense-related burden. The findings highlight the need for financial protection and integrated support to reduce treatment burden in low-resource settings working toward universal health coverage.